A Note on Adjustable Rate and Fixed Rate Mortgage Plans in the US

            
 
Case Studies | Case Study in Business, Management, Operations, Strategy, Case Study

ICMR HOME | Case Studies Collection

To download A Note on Adjustable Rate and Fixed Rate Mortgage Plans in the US case study (Case Code: FINC048) click on the button below, and select the case from the list of available cases:

Finance | Case Study in Management, Operations, Strategies, Business Ethics, Case Studies
Finance Case Studies
Short Case Studies
View Detailed Pricing Info
How To Order This Case
Business Case Studies
Case Studies by Area
Case Studies by Industry
Case Studies by Company

Custom Search



Please note:

This case study was compiled from published sources, and is intended to be used as a basis for class discussion. It is not intended to illustrate either effective or ineffective handling of a management situation. Nor is it a primary information source.



Chat with us

Strategic Management Formulation, Implementation, & Control, 12e

Please leave your feedback

Leave Your Feedback

ICMR India ICMR India ICMR India ICMR India RSS Feed

Case Details:

Price:

Case Code : FINC048 For delivery in electronic format: Rs. 300;
For delivery through courier (within India): Rs. 300 + Rs. 25 for Shipping & Handling Charges

Themes

Floating and Fixed Rate Mortgage Loans
Case Length : 14 Pages
Period : 1990-2007
Pub. Date : 2007
Teaching Note : Not Available
Organization : -
Industry : Banking
Countries : US

Abstract:

This technical note provides insights into the adjustable rate mortgage (ARM) and fixed rate mortgage (FRM) products. It describes the different parts of ARM, types of ARMs, points that should be taken into account before opting for an ARM, circumstances under which ARM is advisable, and the advantages and risks involved in ARM.

The latter portion of the note talks about the FRM. It also discusses the positive and negative attributes of FRM. The note also includes a few numerical examples to illustrate the concept of ARM and FRM.

Finance | Case Study in Management, Operations, Strategies, Finance, Case Studies

Issues:

Understand the concept of adjustable rate mortgage loans

Understand the concept of fixed rate mortgage loans

Contents:

  Page No.
Defining Mortgage Rate Plans 1
Basic Parts of ARM 1
Common Types of ARM 4
Opting for an ARM Plan 4
Benefits and Risks Associated with ARM 5
Fixed Rate Mortgage 6
ARM Vs. FRM 7
Exhibits 8

Keywords:

Adjustable Rate Mortgage, Fixed Rate Mortgage, Equated Monthly Installment, Financial Index, Constant Maturity Treasury rates, Types of ARMs, London Interbank Offered Rate, Treasury Bill, Repayment Schedule, Certificates of Deposit Index, Wachovia Cost of Savings Index, Bank Prime Loan Rate, Margin, Adjustment Period, Rate Cap

Defining Mortgage Rate Plans - Next Page>>


Custom Search



Marketing Financial Products
Textbooks Collection

Case Studies in Finance Vol III

Case Studies in Finance Vol III
e-Book on Case Studies in Finance

Case Study Volumes Collection

 

Case Studies Links:- Case Studies, Short Case Studies, Simplified Case Studies.

Other Case Studies:- Multimedia Case Studies, Cases in Other Languages.

Business Reports Link:- Business Reports.

Books:- Textbooks, Work Books, Case Study Volumes.