Rate Making in Insurance

            
 
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Case Details:

Case Code : INS018
Case Length : 03 Pages
Period : 2003
Pub Date : 2003
Teaching Note : Available
Organization : Varied
Industry : Insurance
Countries : India

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Insurance Case Studies | Case Study in Management, Operations, Strategies, Business Ethics, Case Studies

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Please note:

This case study was compiled from published sources, and is intended to be used as a basis for class discussion. It is not intended to illustrate either effective or ineffective handling of a management situation. Nor is it a primary information source.



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Caselet 01

The government had recently proposed to bring some crops like apples, oranges and mangoes under the ambit of the National Agricultural Insurance Scheme on an experimental basis.

"This is an interesting scheme," said Rahul, an entrepreneur. "Of course, but it is on an experimental basis," replied Das, a close friend of Rahul and his advisor. Das added, "To begin with, only a few select districts are going to be covered."...

Insurance Case Studies | Case Study in Management, Operations, Strategies, Insurance Case Studies, Case Studies

Caselet 02

In 1999, TMT Services, a Hyderabad-based organization predicted an increase in insurance prices and locked-in premiums with three year contracts. At that time, long-term lock-in premiums were possible. "So we are having a free ride until the renewals come up in 2002," proclaimed Deven Rathore, senior director of the organization. "We had some good advice from our broker, and were able to beat the price hike before it hit us," he added. "Further, we have not had to raise our deductibles to offset premium increases, though that's what a lot of my peers in other companies are doing now," he said...



 

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