Abstract

The case is meant for discussing the topic of the basic requirements of Lending. The case involves the pre-sanction credit process viz. appraisal and recommendation, assessment, and sanction. The case is aimed at triggering a discussion on the real life scenario in a bank by narrating the predicament of a banker, who in his eagerness to achieve the target for the branch, forgets to ensure some of the basic requirements of bank lending.

Learning Objectives

The case is structured to achieve the following Learning Objectives:

• Capital
• Borrower’s constitution
• Credit appraisal
• Documentation
• and Credit Monitoring.

Keywords

Banking, Capital, Borrower’s constitution, Credit appraisal, Documentation, Credit Monitoring, Loan