Paytm's Foray into Payments Banking

Case Code: BSTR578 Case Length: 11 Pages Period: 2010-2017 Pub Date: 2019 Teaching Note: Available

Price: Rs.300 Organization: Paytm Industry: e-commerce payment system Countries: India Themes: Diversification Strategy, Digitalization

Abstract Case Intro 1 Case Intro 2 Excerpts

A Note on Payments Banks in India

In 2018, Payments Banking was a relatively new concept in India. The concept of payments banks was first mentioned in India by the Nachiket Mor Committee in 2014. Later the same year, the RBI came up with the final guidelines for payments banks and invited applications for payments banks. The key objective for starting payments banks was to push financial inclusion. Lack of banking facilities and ATMs had created an opportunity for payments banks to bring people under the umbrella of formal banking. By February 2015, 41 entities had applied for a license for payments banks...

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