Paytm's Foray into Payments Banking

Paytm's Foray into Payments Banking
Case Code: BSTR578
Case Length: 11 Pages
Period: 2010-2017
Pub Date: 2019
Teaching Note: Available
Price: Rs.300
Organization: Paytm
Industry: e-commerce payment system
Countries: India
Themes: Diversification Strategy, Digitalization
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Abstract Case Intro 1 Case Intro 2 Excerpts

A Note on Payments Banks in India

In 2018, Payments Banking was a relatively new concept in India. The concept of payments banks was first mentioned in India by the Nachiket Mor Committee in 2014. Later the same year, the RBI came up with the final guidelines for payments banks and invited applications for payments banks. The key objective for starting payments banks was to push financial inclusion. Lack of banking facilities and ATMs had created an opportunity for payments banks to bring people under the umbrella of formal banking. By February 2015, 41 entities had applied for a license for payments banks...

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