Design Thinking at BBVA
| Case Code: BSTR616
Case Length: 8 Pages
Pub Date: 2020
Teaching Note: Available
| Price: Rs.300
Organization: Banco Bilbao Vizcaya Argentaria, S.A.
Themes: Digital Transformation, Digital Disruption, Digital Ecosystem, Organizational Culture
Abstract Case Intro 1 Case Intro 2 Excerpts
In the mid-19th century, the Banking Law of 1856 established the regulatory framework for credit institutions and for non-issuing banks engaging mainly in lending and discount practices in Spain. Three weeks after the approval of the law by the Parliament, Pablo de Epalza, Chairman of the Board of Trade, along with other board members established a commission to assess the incorporation of an issuing and discount bank in Bilbao, Spain. Accordingly, in the second week of March 1856, an application was filed by the commission requesting the civil governor of Vizcaya, to authorize the incorporation of an issuing bank in Bilbao. Then, on April 29, 1856, Banco de Bilbao was founded in Bilbao. It started its banking activities, including banknote issuing, discounting securities, processing of money orders and giving loans. On August 24, 1857, Banco de Bilbao started its operations as a financial institution. The bank remained focused on investment banking, the capital market, increasing the number of branches, and expansion within Spain...
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