India`s Payments Solution Company ‘Razorpay’ – From a Fintech Startup to a Unicorn

Case Code: LDEN168
Case Length: 9 Pages
Period: -
Pub Date: 2021
Teaching Note: Available
Price: Rs.300
Organization : Razorpay Software Private Limited
Industry : Cards & Payments
Countries : India
Themes: FinTech, Banks and Banking, Technology in Banking, Entrepreneurship
Global Economic Impact of Coronavirus – Assessment and Mitigation (B)
Abstract Case Intro 1 Case Intro 2 Excerpts


Razorpay was founded in Bengaluru, capital of the southern Indian state of Karnataka, by Mathur and Shashank Kumar (Kumar) in 2014. Their explorations around a payments processing business began when they realized the difficulties faced by startups in accepting money online. In India at that time, there were only a few payment processing companies and the documentation process for startups was a long one with a long list of documents required. Kumar said, “Five years ago, when Harshil and I moved to Bangalore to start Razorpay, the startup ecosystem was still nascent and less than a decade old. For most businesses, accepting online payments was a major struggle and it was a stumbling block in India’s digitization drive.” ..

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